True Credits Pvt. Ltd., in collaboration with The Energy and Resources Institute (TERI), has launched Project HARMONY 2.0, titled "Be Water Wise!" This transformative initiative addresses critical issues of water conservation and financial inclusion in the villages of Meham and Firozpur-Jhirka in Haryana. With over 2 billion people globally lacking access to safely managed water, the project seeks to advance sustainable development and environmental stewardship.

The initiative focuses on water conservation by introducing clean drinking water systems in government schools and refurbishing local water bodies to ensure reliable access to safe water. The refurbishment of a local pond in Meham, for instance, will involve rainwater harvesting, runoff management, and beautification efforts, including solar-powered lighting and plantation drives, to prevent water evaporation and maintain soil moisture. The beautified pond will serve as a community focal point, promoting both social engagement and water conservation awareness. Additionally, schools will be equipped with solar-powered clean drinking water systems, providing renewable energy access to cater to basic electrical needs while offering sustainable and hygienic drinking water solutions.

Parallelly, "Be Water Wise!" emphasizes the training of over 120 students on financial and digital literacy. These sessions aim to empower young individuals with essential skills to navigate economic challenges effectively. Students will also be designated as "Water Ambassadors," advocating for sustainable water practices while promoting responsible resource management within their communities.

The project integrates an employee volunteering program, encouraging True Credits employees to actively engage in community mobilization activities, student training, and outreach workshops. This involvement reinforces the organization’s commitment to fostering a strong link between its corporate values and external impact.

The training modules under this initiative cover topics such as rainwater harvesting, wastewater treatment, and financial literacy, encompassing consumer rights, fraud prevention, and effective resource management. Activities like the "Water Ambassador Challenge" will engage students creatively, driving their commitment to conservation.

Mr. Gaurav Sharma, CHRO of True Credits Pvt. Ltd., stated, "Project HARMONY 2.0 represents our unwavering commitment to addressing the critical needs of the communities we serve. By combining water conservation efforts, renewable energy solutions, and financial literacy training, we aim to create a holistic and sustainable impact. Our collaboration with TERI underscores the significance of partnerships in scaling CSR initiatives to achieve long-lasting change. Building on the success of HARMONY Phase 1, this phase furthers our shared vision of fostering sustainable development and empowering communities."

Dr. Mini Govindan, Senior Fellow at TERI, remarked, "Collaborative efforts are the cornerstone of sustainable development, and Project HARMONY 2.0 is a testament to this approach. Together with True Credits, we are empowering communities through enhanced access to clean water, solar energy, and financial literacy. This partnership is not only about addressing immediate needs but also about building long-term resilience and environmental stewardship in the region."

By addressing these challenges holistically, "Be Water Wise!" supports several Sustainable Development Goals (SDGs), particularly those related to clean water and sanitation, quality education, and renewable energy. True Credits remains committed to ensuring the lasting impact of Project HARMONY 2.0 through continuous community engagement, empowering individuals with the tools and knowledge essential for sustainable growth.

For more information or to explore opportunities to get involved, please contact Dr. Amit Kumar Thakur at TERI or True Credits Pvt. Ltd.

About True Credits
True Credits is the licensed lending arm of the RBI-authorized fintech platform True Balance. Dedicated to empowering India’s next billion unbanked users, True Credits provides innovative and accessible financial solutions tailored to meet the needs of underserved sections of the economy. As an industry disruptor, the company focuses on enabling quick access to credit for individuals and small businesses to support their livelihoods and aspirations. With a vision to drive financial inclusion, True Credits combines cutting-edge technology with customer-centric services, making credit more inclusive and transforming lives across India. For more information, visit www.truecredits.in.

About Balancehero India
Balancehero India Private Limited is the operator of TrueBalance, an RBI authorised prepaid payment instrument (PPI) issuing entity. TrueBalance, founded in 2016, is a leading financial services platform that offers solutions for all its customers' financial needs, including loans, utility bill payments, and prepaid recharges. With an NBFC and PPI licence, Balancehero India is a pioneering company that leads the way in innovation in its sector. It has been recognised as a ‘Soonicorn’ that serves more than 90%+ of the country's postcodes. TrueBalance has raised over $84 million in equity funding from marquee global investors such as SoftBank, Naver, and Line, among others. The company's goal is to become the go-to financial services platform for the next billion people in India, advancing financial inclusion amongst the unbanked and underbanked and playing a crucial role in the nationwide push towards the Digital India initiative.

About TERI
The Energy and Resources Institute (TERI) is a leading think tank committed to fostering sustainable development and environmental conservation. Established in 1974, TERI conducts cutting-edge research, offers innovative solutions, and provides advisory services in areas such as renewable energy, climate change, sustainable urbanization, and resource efficiency. With a mission to transition to a cleaner, more sustainable future, TERI collaborates with global organizations, governments, and communities to drive impactful change. Headquartered in New Delhi, TERI remains at the forefront of addressing global challenges by combining science, policy, and practice. For more information, visit www.teriin.org.